IV) Cashless facility means a facility provided to the insured by the insurance company, to make Withstanding the above, the Authority have the discretion to include or exclude any categories of beneficiaries to / from the coverage of the Scheme at any stage of the Scheme. Whip,Speaker,Deputy Speaker, Chairmen of the Financial Committees and personal staff pensioners/ family pensioners shall also be considered as beneficiary for this scheme. Receive Grant-in-Aid from the State Government and Local Self Government Institutions and the directly recruited personal staff of the Chief Minister, Ministers, Leader of Opposition, Chief In addition to the above mentioned categories, employees and pensioners of the universities which Kerala and their family who are covered under the existing Kerala Government Servants Medical Attendant Rules, part timeĬontingent employees, part time teachers, teaching & non-teaching staff of aided schools and colleges and their family and pensioners and their spouses and family pensioners on compulsory basis, andĪll All India Service officers serving under the Government of Kerala on optional basis.

III) Benifits means All Serving employees of the State Government including the High Court of II) Authority means Principal Secretary, Finance Department, Government of Kerala. I) Additional Coverage means the additional sum insured for specified diseases. In this Scheme unless the context otherwise requires:

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